Stop Foreclosure and Sell Your House Fast For Cash
Behind on payments or facing an auction date? Get a fair cash offer and close before time runs out — no repairs, no bank approvals, no waiting.
Direct Local Contact
You work directly with us, a WNC buyer. We handle our own walkthroughs, write our own offers, and stay accessible to you from the first phone call to the closing table.
Sell 100% As-Is
Take what matters to you and leave the rest behind. You don't need to clean, paint, or fix a single thing.
Close on Your Timeline
Whether you need cash in hand within 7 to 10 days or need a few months, you pick the exact date.
Want to See What Your Options Really Look Like?
Answer a few quick questions then Will or Charlene will personally walk you through your next steps. No spam. No obligations. No judgment.
Understanding Your North Carolina Foreclosure Timeline
North Carolina uses a power-of-sale foreclosure process governed by N.C. Gen. Stat. § 45‑21.16. After missed payments, your lender appoints a substitute trustee who files a Notice of Hearing with the Clerk of Superior Court. At the hearing, the Clerk decides whether the lender may proceed. If allowed, a Notice of Sale is posted and the property is auctioned — often faster than homeowners expect. A direct cash sale can frequently close before the sale date, letting you pay off the balance and avoid a foreclosure judgment on your record.
What Homeowners Are Saying
Verified reviews — no agents, no repairs, no waiting.
"We inherited our parents' home in Asheville and lived out of state, which felt overwhelming. They handled everything locally with the probate court and let us close on our exact timeline without making a single repair."
Sarah
Inherited home, Asheville
"After falling behind on payments, I thought foreclosure was inevitable. They gave me a fair, transparent cash offer and closed in less than two weeks so I could move on without the stress."
Marcus
Facing foreclosure
"Selling a house 100% as-is is no joke when you don't have the time or money to fix it up. Their contractor background showed right away — they were completely honest about the math and lived up to every promise."
Elena
Sold as-is
"Zero pressure and no hidden fees. I compared their direct cash option to a traditional listing, and for my situation, skipping the agent commissions and months of bank waiting was the right call."
David
Compared to listing with an agent
"Handling an estate sale after a family loss is emotionally exhausting. They coordinated directly with our local attorney and made a complex process completely straightforward and respectful."
Jessica
Estate sale
How Selling to Us Works
No showings, no repairs, no cleaning, and no waiting on bank approval. Here’s exactly what the process looks like — simple, predictable, and built for real‑life situations.
Reach Out
Call / Text or fill out the form with a few basic details about your property and situation. We start by listening — not pressuring.
We Take a Look
We review the property in person or remotely and use real contractor experience to evaluate any repairs or issues, giving you an honest, as‑is cash offer. No judgment, no surprises.
Sign the Contract
If the offer works for you, we sign a simple purchase contract. Just a clear agreement and a predictable path to closing.
Close in As Little As 2 Weeks
We close through a licensed NC real estate attorney on the date you choose — often in as little as two weeks. Finally relief, cash in hand.
Direct Cash Sale vs. Traditional MLS Listing
| Feature | True Property Solutions | Traditional MLS Listing |
|---|---|---|
| Commissions & Fees | 0% (We pay standard closing costs) | ~6% agent commission + seller closing fees |
| Repairs & Cleaning Needed | None—Evaluated by licensed contractors & bought 100% As-Is | High—frequently required after home inspection |
| Time Frame to Close | 7 to 14 Days | 60 to 90+ days (pending bank financing) |
| Financing Contingencies | None—Guaranteed cash purchase | High risk of loan denial or low bank appraisal |
Frequently Asked Questions
How do you calculate your cash offer?
We look at recent sales of comparable homes in your area, assess fair market value if fully restored, and factor in our contractor-level repair costs. We show you our math transparently.
Are there any hidden fees or obligations?
None. Requesting an offer is 100% free and comes with zero obligation to accept.
How much time do I have before my house goes to foreclosure auction?
Once a Notice of Sale is issued, most counties move to auction within weeks. Under N.C. Gen. Stat. § 45‑21.16, the Clerk’s hearing can occur quickly. The earlier you reach out, the more options you have — including a direct cash sale that can close before the auction date.
Can I sell my house if I'm behind on mortgage payments?
Yes. Being behind does not prevent a sale. A fast cash closing allows you to pay off the loan balance, late fees, and interest before foreclosure hits your credit.
What is a substitute trustee in a North Carolina foreclosure?
A substitute trustee is appointed by your lender to carry out the foreclosure process — filing the Notice of Hearing, conducting the sale, and managing statutory requirements.
Can a cash buyer really close before my auction date?
Often, yes. Because we use private cash, we can close in as little as 7–10 days. Many homeowners choose this route when timelines are tight.
How do I know if listing my home will take too long?
Our free Days-on-Market Report shows how long homes in your ZIP code are actually taking to sell — not just the average. If your auction date is approaching, this report helps you compare listing vs. a direct cash sale.
Ready to See What Your Home Is Worth in Cash?
No commissions, no inspection lists, and closing on your exact schedule.
Get Your Cash Offer →