Stop Foreclosure and Sell Your House Fast For Cash
Behind on payments or facing an auction date? Get a fair cash offer and close before time runs out—no repairs, no bank approvals, no waiting.
Direct Local Contact
You work directly with us, a WNC buyer. We handle our own walkthroughs, write our own offers, and stay accessible to you from the first phone call to the closing table.
Sell 100% As-Is
Take what matters to you and leave the rest behind. You don't need to clean, paint, or fix a single thing.
Close on Your Timeline
Whether you need cash in hand within 7 to 10 days or need a few months, you pick the exact date.
Request Your Fair Cash Offer Today
Tell us a bit about your property. We'll review local sales data, take a look, and give you a straightforward, no-pressure number.
Understanding Your Foreclosure Timeline
In North Carolina, foreclosure follows a specific legal sequence: your lender appoints a substitute trustee, who files a notice of hearing with the Clerk of Superior Court. After a hearing—where the Clerk decides whether the lender can proceed—a Notice of Sale is posted and the property is auctioned. That whole process can move faster than people expect, which is exactly why reaching out early matters: a direct cash sale can often close before the sale date, letting you pay off what's owed and avoid a foreclosure judgment on your record.
How Selling to Us Works
No showings, no repairs, no waiting on bank approval. Here's what the process actually looks like.
Reach Out
Call us or fill out the form with a few basic details about your property and situation.
We Take a Look
We review the property—sometimes just from what you tell us, sometimes with a quick walkthrough—drawing on real contractor experience to assess it honestly.
Sign the Contract
If you accept our offer, we sign a purchase contract together—no financing contingencies, no bank approval to wait on.
Close in As Little As 2 Weeks
We close through a licensed NC real estate attorney on a date you choose, as little as two weeks from signed contract to cash in hand.
Direct Cash Sale vs. Traditional MLS Listing
| Feature | True Property Solutions | Traditional MLS Listing |
|---|---|---|
| Commissions & Fees | 0% (We pay standard closing costs) | ~6% agent commission + seller closing fees |
| Repairs & Cleaning Needed | None—Evaluated by licensed contractors & bought 100% As-Is | High—frequently required after home inspection |
| Time Frame to Close | 7 to 14 Days | 60 to 90+ days (pending bank financing) |
| Financing Contingencies | None—Guaranteed cash purchase | High risk of loan denial or low bank appraisal |
Frequently Asked Questions
How do you calculate your cash offer?
We look at recent sales of comparable homes in your area, assess fair market value if fully restored, and factor in our contractor-level repair costs. We show you our math transparently.
Are there any hidden fees or obligations?
None. Requesting an offer is 100% free and comes with zero obligation to accept.
How much time do I have before my house goes to foreclosure auction?
Timelines vary by lender and county, but once you receive a Notice of Sale, you typically have a matter of weeks, not months. The earlier you reach out, the more options are available—including a direct cash sale that can close before the auction date and avoid a foreclosure judgment on your record.
Can I sell my house if I'm behind on mortgage payments?
Yes. Being behind on payments doesn't disqualify you from selling. In many cases, a fast cash sale is exactly what allows you to pay off the loan balance and avoid foreclosure hitting your credit report.
What is a substitute trustee in a North Carolina foreclosure?
When you fall behind on payments, your lender typically appoints a substitute trustee, who is legally authorized to carry out the foreclosure process—filing the notice of hearing with the court and conducting the sale if the Clerk of Superior Court allows it to proceed.
Ready to See What Your Home Is Worth in Cash?
No commissions, no inspection lists, and closing on your exact schedule.
Get Your Cash Offer →