Owe More Than Your House Is Worth? We Can Help
We regularly purchase homes through short sale transactions, working within your lender's approved process so you can walk away without out-of-pocket costs.
Direct Local Contact
You work directly with us, a WNC buyer. We handle our own walkthroughs, write our own offers, and stay accessible to you from the first phone call to the closing table.
Sell 100% As-Is
Take what matters to you and leave the rest behind. You don't need to clean, paint, or fix a single thing.
Close on Your Timeline
Whether you need cash in hand within 7 to 10 days or need a few months, you pick the exact date.
Request Your Fair Cash Offer Today
Tell us a bit about your property. We'll review local sales data, take a look, and give you a straightforward, no-pressure number.
When You Owe More Than the House Is Worth
Negative equity can make a house feel unsellable—traditional listings often require you to bring cash to the closing table just to satisfy the loan balance. We regularly purchase homes through short sale transactions, working within your lender's approved process so you can transition out of the property without paying out of pocket.
How Selling to Us Works
No showings, no repairs, no waiting on bank approval. Here's what the process actually looks like.
Reach Out
Call us or fill out the form with a few basic details about your property and situation.
We Take a Look
We review the property—sometimes just from what you tell us, sometimes with a quick walkthrough—drawing on real contractor experience to assess it honestly.
Sign the Contract
If you accept our offer, we sign a purchase contract together—no financing contingencies, no bank approval to wait on.
Close in As Little As 2 Weeks
We close through a licensed NC real estate attorney on a date you choose, as little as two weeks from signed contract to cash in hand.
Direct Cash Sale vs. Traditional MLS Listing
| Feature | True Property Solutions | Traditional MLS Listing |
|---|---|---|
| Commissions & Fees | 0% (We pay standard closing costs) | ~6% agent commission + seller closing fees |
| Repairs & Cleaning Needed | None—Evaluated by licensed contractors & bought 100% As-Is | High—frequently required after home inspection |
| Time Frame to Close | 7 to 14 Days | 60 to 90+ days (pending bank financing) |
| Financing Contingencies | None—Guaranteed cash purchase | High risk of loan denial or low bank appraisal |
Frequently Asked Questions
How do you calculate your cash offer?
We look at recent sales of comparable homes in your area, assess fair market value if fully restored, and factor in our contractor-level repair costs. We show you our math transparently.
Are there any hidden fees or obligations?
None. Requesting an offer is 100% free and comes with zero obligation to accept.
Can I sell my house if I owe more than it's worth?
Yes, you can sell your house even if you're upside down on your mortgage. We buy houses in any condition and can work with your lender to potentially negotiate a short sale if needed.
What happens to my deficiency balance if I sell?
In a short sale, your lender may forgive the deficiency balance or work out a payment plan. We'll work with your lender to find the best possible outcome for your situation.
Will selling for less than I owe hurt my credit?
While selling for less than you owe may affect your credit, a short sale is often less damaging than a foreclosure. We can discuss all options and their potential credit impacts.
How do you determine your cash offer?
We evaluate your property's current condition, comparable sales in the area, and market trends to provide a fair cash offer that works for your situation.
Ready to See What Your Home Is Worth in Cash?
No commissions, no inspection lists, and closing on your exact schedule.
Get Your Cash Offer →